Category Archives: Perth News

Men have proven to be bigger users of credit cards and worse at paying off debt

People use money in order to survive and live. That is why financial literacy is an important aspect in life. But despite its known importance, most people would not be bothered with any financial education. Instead, they are always under the false illusion that they are fully aware with their finances’ direction and current situation. Others don’t see how relevant it is to their daily lives. But the fact remains that financial education goes beyond the aspects of business and investments.

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Personal finance

Financial planning is important especially in the years in your life because it will mould and influence your mindset to managing your mindset effectively. It helps you determine your short and long-term financial goals and create a balanced plan to meet those goals.

Being financially literate can help you make responsible decisions involving money. This type of literacy can help you manage your debt and balance your debt between income and expenditures.

If you want to reach your financial goals, financial planning is the key. It can help you take a comprehensive look towards your future financial needs and goals including cash flow, education funding, retirement and debt management. You’ll make informed decisions about your investment and avoid making mistakes. In the long run, being financially intelligent is truly beneficial.

Smart people know that in order to be financially successful, you prevent yourself from getting into bad debt. You should know how to spend less than what you earn. Make sure that you have surplus money for the rainy days or emergency fund. We’re not saying that you should avoid borrowing money as sometimes going into debt can be advantageous, if it leads to accumulating an asset. But if you borrow money just to buy latest phones, shoes, or clothes, that type of credit is bad.

According to a report by Perth Now, men are bigger users of credit card and worse when it comes to paying off debt. Read the full report here: https://www.perthnow.com.au/lifestyle/personal-finance/men-have-proven-to-be-bigger-users-of-credit-cards-and-worse-at-paying-off-debt-ng-63be1adf43bb7967000bc8def1f43d4a

How to Start Selling on Amazon

Selling products on any merchant site is a smart way to earn money without investing capital. You also don’t have to leave your house or build your own shop. However, online business is not an easy task.

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Amazon

Thus, start with the right vision if you are looking for a secondary income. If you are planning to sell on Amazon, know the common mistakes that many sellers encounter and how you can avoid them. To succeed and become a top seller, know how to make money selling on Amazon.

If you want to become a seller in Amazon, you first need to know how to start selling and what it takes to become a good seller. Normally, good sellers does not struggle and focus on selling. What they actually do is to focus on getting good feedback.

One of the biggest benefits of selling in Amazon is that you have millions of active customers each month visiting the site to shop for products. By listing the products on Amazon you automatically gain credibility and trust. That is because some users are more likely to buy a product from Amazon rather than from a shop they never heard of.

In Amazon, it is easy to start selling in different markets since it is one of the biggest and most trusted international selling and buying platform. With Amazon, any retailer can quickly test if his products appeal to the global audience by creating a listing on a local Amazon. You don’t have the hassle of local payment systems, logistics, and operations.

Another advantage of selling in Amazon is you don’t have to invest time and effort in marketing your products. Amazon already attracts millions of customers to their website daily, and you get access to them. You can start selling from day one without any significant marketing efforts whatsoever depending on your niche and how crowded the market.

Do you want to learn how to sell products on Amazon? Check this out: https://www.businessnewsdaily.com/11208-sell-amazon-marketplace-guide.html

The buzz on a mozzie-free summer

Perhaps, you are just like most homeowners who love summertime – the season for backyard parties, fishing, camping, swimming, hiking and all the joys of warm weather. Sadly, summer is also the time when mosquitoes are present.

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Mosquito

Mosquitoes can be anything from an occasional nuisance to a full-blown enemy; that depends on the type of place you live and location. These insects are extremely annoying and they reproduce so quickly in your garden.

Apart from being annoying buzzing and itchy bites, mosquitoes also carry diseases. There are more than 3 thousand mosquito species are responsible for transporting some of humanity’s greatest diseases. Malaria is perhaps the most well-known diseases brought by mosquitoes. It is carried by the Anopheles mosquito and is reported to infect between 300 and 500 million people every year. This disease causes over 600,000 deaths.

Most people probably don’t know this but mosquitoes actually tend to be picky about their victims. Apparently, not everyone is equally tasty. According to one study, mosquitoes land on people who have type O blood twice as often as they landed on people with Type A blood.

Mosquitoes target their victims by smelling carbon dioxide that is released when we breathe. Not surprisingly, larger people in general get bitten more often than smaller people. That’s because large people exhale more carbon dioxide than smaller ones.

The good news is, there are a number of safe and natural ways to keep these insects away from your home and garden, and more importantly, off your skin. They are inevitable part of the summer season but this doesn’t have to mean an end to your summer fun.

One way to fly mosquitoes away from your garden and home is by adding plant herbs and flowers that they don’t like. Not only will the plants add aesthetic value to your landscape, but they will also do double duty as a natural defence screen.

Read more at: https://www.perthnow.com.au/lifestyle/the-buzz-on-a-mozzie-free-summer-ng-f772ba49a8fac73dab614b08e02cb52b

Looking for online business ideas? Read this.

Building an emergency fund: Saving for a rainy day

What is an emergency fund? An emergency fund is also known as “rainy day fund” or sometimes “savings buffer”. It gives you some breathing room during struggling bumps in the road or every unexpected expense.

When a person or business goes without an emergency fund, it is like operating without any savings. But with an emergency fund, you can be protected from all of your unexpected expenses that may occur whether big or small.

Having an emergency fund is a great strategy if you want to be free from debt or get out of debt. When you encounter a bump in your financial road, it can be a great help. It can help cover the things you don’t budget for like car repairs or medical costs. You can use your emergency fund to handle these stressful events and make it easier for you to stay focused on getting out of debt.

Another advantage of having an emergency fund is that it allows you to cover some of the expenses that are left out before you start budgeting. Why do you need an emergency fund when budgeting? When you first start budgeting, you may be leaving out some of the expenses that you need to plan for. Your emergency fund can cover some of these expenses the first year, and then you can add those expenses into your budget as they come up.

emergency fund

Do you only have one source of income? If you do, it can be difficult for you to manage your finances especially if your source of income is not that stable. But with an emergency fund, it can help you get through an unexpected job loss or illness that keeps you from working.

If you have medical condition, especially if it is serious, having an emergency fund is essential. Serious medical conditions can cause you to max out your deductible annually. A well-funded emergency fund can help you deal with these costs and make it easier to get through these challenging times.

There are many other reasons why having an emergency fund is important. For more on how to build such kind of fund, read this: https://www.moneysmart.gov.au/managing-your-money/saving/building-an-emergency-fund

NRL TV star Bryan Fletcher reveals why he exercises every day

Of course, you already know how exercising helps us become better both mentally and physically. It helps prevent fatigue, stress and other diseases when done regularly.

Exercising has numerous positive effects to the body. First, it increases your good cholesterol or HDL and then lowers your blood pressure. Secondly, it helps reduce your weight by burning excess fat from your body. It also increases your stamina as you continue to exercise regularly, and helps prevent diabetes by improving your blood sugar level. For those who are suffering from depression, exercising can improve your mood. Lastly, exercising will help you get sick less by boosting your immune system.

Adding exercise to your life is advantageous. You can try various forms of exercise to find something you like and can keep doing. It can be sports or just walking, it can be aerobic dancing, or bicycling, if you can do it with friends or family it will increase your closeness while improving your health. And improving your health is one of the best reasons for exercise.

Exercising can also increase bone density and prevent osteoporosis or the thinning of the bones and can lead to repeated fractures. This disease doesn’t just happen to little ladies. Once you’ve reach mid 30s, whether you’re male or female, you begin losing bone density. Fortunately exercise will slow, halt and in some cases reverse the process. Being physically active develops stronger muscles which in turn help protect the bones. Stronger bones equal a lesser risk of fractures.

Do you want to have a better body and shape? If you do, there are certain exercises that can help you achieve that. When you exercise regularly you end up with more muscle tissue than the average person. You might find that you will weigh more before you started your exercise programme because muscle tissue weighs more than fat.

Bryan Fletcher, NRL TV star is also a fan of exercising. In this article, Bryan revealed the reasons why he does this everyday. Read more at: https://www.perthnow.com.au/news/nsw/nrl-tv-star-bryan-fletcher-reveals-why-he-exercises-every-day-ng-e93eef9c5c60eadb8de2d12bd3244fc6

 

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